Surveys You are congratulated on a chance to win something from a text message service vast array of prizes if you agree to complete some surveys. Why do they need your personal identification information? So they can steal your identity and use your bank account, of course. Promotional prizes We did fall in once and agreed to accept a promotional prize from a well-known department store. They did not ask for our personal information, just our name and text message service. No prize came, but hundreds of promotional offers came from other large businesses that now had our text message service. Lottery prizes You receive a notice that you have won a large prize in a lottery that you never entered. To claim the prize you must pay a fee and provide some personal identity information. Of course! It's another scheme to steal your money. Miracle cures A survey identifies that you have a certain medical condition that can only be cured if you buy a certain medicine from a certain website. This is the only place in the whole world where you can obtain medicine. Of course, it's a miracle cure, but no guarantees! Bank account text message service phishing You are requested to go to a screen and update your personal banking details, otherwise, your bank will freeze your account! If you pass your mouse over the link you will see that it does not go to your bank, or to any bank. It will go to a website where you are able to give up your identity so that they can steal from your bank account. Most real banks warn that they never ask text message service customers to log in via email. Nigerian letters This generic heading covers letters from anywhere in the world with the common theme that a share in a large sum of money, which the sender wishes to move secretly out of a country, is offered to the recipient in text message service return for some personal identity details and the payment of some fees.